What Exactly is Tinea Versicolor?

Tinea versicolor is a common fungal infection that often affects adolescents and young adults. The term versicolor refers to the fact that it causes the affected skin to change color and become either lighter or darker than surrounding skin. The most common areas it affects are the shoulders, back, and chest. At times, it can affect folds of skin, such as the crook of the arm, the skin under the breasts, or the groin. The face is usually spared, although sometimes children can get it there. There may be just a few spots or so many that it gives the appearance that the affected skin is normal while the unaffected skin around it seems to have a problem.

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http://www.medicinenet.com/tinea_versicolor/article.htm